Gift Terms


We may offer vouchers or other incentives when you take out a business life insurance product through our partners Your Finance Expert subject to the following terms and conditions:

(1) To qualify for Gift Vouchers the business insurance policy requires a minimum term of 12 years with a monthly premium between £75 and £199.99. The value of the vouchers will be equal to 2x your monthly premium.

(2) To qualify for an iPad the business insurance policy requires a minimum term of 12 years with a monthly premium of £120 or more. High Street Vouchers to the value of £300 will be available in place of an iPad where requested or in the event an iPad is not available.

Only one iPad or voucher incentive will be issued per Business. This means a policy with multiple applicants that meets the above conditions will only be eligible for one incentive.

Any incentive offered is subject to you paying the monthly premiums in full for the first 25 months. If your policy is cancelled for any reason before the 25th payment you agree to pay back the cash sum of the incentive to Your Finance Expert. After the 25th payment has been made you are free from this agreement. You under no obligation to redeem any of the above incentives.

This offer can be redeemed once evidence that 3 monthly premiums have been paid by contacting your adviser.

If Your Finance Expert has sacrificed any commission in order to reduce the premium on your policy you will not qualify for any incentive. Please speak to your adviser who will be able to confirm.
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