Find out more information below about the different types of Business Insurance we compare
Keyman Insurance is basically a life insurance policy which covers a key employee within a business. In a small business this maybe the owner and his/her team of directors, these are the people who are crucial in making the business work. A Keyman Insurance policy will pay out upon the death of a key employee.
Partnership Insurance allows a business to continue to operate in the unfortunate event that a partner is dismembered or passes away. If one partner passes away, the other remaining partner or partners can use the insurance payout from the Partnership policy, to buy out the deceased partners share of the business.
Shareholder Insurance allows the company the shareholders own to purchase the shares back from a deceased shareholder, rather than the remaining shareholders purchasing the shares. As the business itself pays for the policy and not the shareholders, any premiums paid out will be paid to the company itself.
Relevant Life Cover is an insurance policy available to employers to provide a death-in-service benefit to their employees. The company sets up the policy and pays all the premiums, which will pay out a tax-free cash lump sum if the employee passes away whilst employed during the length of the policy term.
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